Business/Commerce, General: Indiana University-Bloomington vs University of Baltimore
Head-to-Head
| Indiana University-Bloomington | University of Baltimore | |
|---|---|---|
| Earnings Multiple (In-State) | 16.8x | 15.7x |
| Earnings Multiple (Out-of-State) | 4.9x | 6.5x |
| 4-Year Tuition (In-State) | $47,160 | $39,088 |
| Year 1 Earnings | $71,100 | $52,329 |
| 10-Year Earnings | $793K | $614K |
| Median Debt | $19,500 | $21,750 |
| Debt-to-Earnings Ratio | 3.3 months | 5.0 months |
| DegreeWorth Score (In-State) | 76/100 | 72/100 |
| Acceptance Rate | 80.4% | 85.5% |
Both programs have high AI automation risk (46% task exposure) — the same career paths apply to Business/Commerce, General graduates regardless of school. See full AI analysis →
ROI Breakdown
How tuition costs translate into long-term earnings for Business/Commerce, General graduates.
| Indiana University-Bloomington | University of Baltimore | |
|---|---|---|
| 4-Year Tuition (In-State) | $47,160 | $39,088 |
| 4-Year Tuition (Out-of-State) | $161,928 | $93,960 |
| 10-Year Projected Earnings | $793K | $614K |
| Earnings Multiple (In-State) | 16.8x | 15.7x |
| Earnings Multiple (Out-of-State) | 4.9x | 6.5x |
| 5-Year Salary Growth | +49% | +37% |
"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.
AI Disruption Scenarios
Both schools share identical AI exposure for Business/Commerce, General (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.
| Indiana University-Bloomington | University of Baltimore | |||||
|---|---|---|---|---|---|---|
| Optim. | Base | Pessim. | Optim. | Base | Pessim. | |
| 10-Year Earnings | $821K | $793K | $687K | $625K | $614K | $554K |
| Earnings Multiple (IS) | 17.4x | 16.8x | 14.6x | 16.0x | 15.7x | 14.2x |
| DegreeWorth Score | 77 | 76 | 70 | 73 | 72 | 66 |
For the full AI analysis of Business/Commerce, General career paths, see the Indiana University-Bloomington or University of Baltimore program pages.
Earnings Trajectory Comparison
Projected annual earnings for Business/Commerce, General graduates. Year 1 uses actual reported data.
Career Paths
Business/Commerce, General graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.
| Career Path | Wage | Openings/yr | Growth | AI Risk |
|---|---|---|---|---|
| Chief executives | $206,420 | 22,200 | +4.3% | 56% |
| Sales managers | $138,060 | 49,000 | +4.7% | 45% |
| Managers, all other | $136,550 | 106,700 | +4.5% | 47% |
| Industrial production managers | $121,440 | 17,100 | +1.9% | 34% |
| Administrative services managers | $108,390 | 23,200 | +4.6% | 39% |
| Construction managers | $106,980 | 46,800 | +8.7% | 44% |
| Facilities managers | $104,690 | 13,200 | +3.8% | 48% |
| General and operations managers | $102,950 | 308,700 | +4.4% | 48% |