Psychology, General: American Public University System vs CUNY Bernard M Baruch College

Side-by-side ROI comparison · Bachelor's Degree
Return on Investment
10-year earnings ÷ tuition · higher is better
In-State
15.1x
$33,600 tuition
20.1x
$29,856 tuition
Out-of-State
15.1x
$33,600 tuition
9.7x
$61,656 tuition
$507,488 10-yr earnings · Private for-profit
$599,479 10-yr earnings · Public

Head-to-Head

American Public University System CUNY Bernard M Baruch College
Earnings Multiple (In-State) 15.1x 20.1x
Earnings Multiple (Out-of-State) 15.1x 9.7x
4-Year Tuition (In-State) $33,600 $29,856
Year 1 Earnings $39,655 $35,149
10-Year Earnings $507K $599K
Median Debt $27,550 $13,051
Debt-to-Earnings Ratio 8.3 months 4.5 months
DegreeWorth Score (In-State) 54/100 55/100

Both programs have high AI automation risk (49% task exposure) — the same career paths apply to Psychology, General graduates regardless of school. See full AI analysis →

ROI Breakdown

How tuition costs translate into long-term earnings for Psychology, General graduates.

American Public University System CUNY Bernard M Baruch College
4-Year Tuition (In-State) $33,600 $29,856
4-Year Tuition (Out-of-State) $33,600 $61,656
10-Year Projected Earnings $507K $599K
Earnings Multiple (In-State) 15.1x 20.1x
Earnings Multiple (Out-of-State) 15.1x 9.7x
5-Year Salary Growth +27% +76%

"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.

AI Disruption Scenarios

Both schools share identical AI exposure for Psychology, General (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.

American Public University System CUNY Bernard M Baruch College
Optim. Base Pessim. Optim. Base Pessim.
10-Year Earnings $509K $507K $474K $609K $599K $540K
Earnings Multiple (IS) 15.1x 15.1x 14.1x 20.4x 20.1x 18.1x
DegreeWorth Score 55 54 50 56 55 52

For the full AI analysis of Psychology, General career paths, see the American Public University System or CUNY Bernard M Baruch College program pages.

Earnings Trajectory Comparison

Projected annual earnings for Psychology, General graduates. Year 1 uses actual reported data.

Tuition Gap (In-State)
$3,744
CUNY Bernard M Baruch College saves you this
Year 1 Earnings Gap
$4,506/yr
American Public University System grads earn more
ROI Range (In-State)
15.1x / 20.1x
Out-of-state: 15.1x / 9.7x

Career Paths

Psychology, General graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.

Career Path Wage Openings/yr Growth AI Risk
Managers, all other $136,550 106,700 +4.5% 47%
Psychologists, all other $117,580 3,900 +4.3% 44%
Industrial-organizational psychologists $109,840 400 +6.3% 49%
Clinical and counseling psychologists $95,830 4,800 +11.2% 37%
Psychology teachers, postsecondary $80,330 4,000 +3.6% 48%
Social science research assistants $58,040 5,200 +4.4% 67%
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Frequently Asked Questions

Which is better for Psychology, General: American Public University System or CUNY Bernard M Baruch College?
American Public University System scores 54/100 while CUNY Bernard M Baruch College scores 55/100. CUNY Bernard M Baruch College has significantly lower tuition, which drives its higher ROI. The best choice depends on whether you prioritize raw earnings or return on investment.
Which school has better ROI for Psychology, General?
American Public University System has an in-state earnings multiple of 15.1x vs CUNY Bernard M Baruch College's 20.1x. That means CUNY Bernard M Baruch College grads earn more per dollar spent on tuition.
How do American Public University System and CUNY Bernard M Baruch College compare on Psychology, General earnings?
Year 1 median earnings are $39,655 at American Public University System vs $35,149 at CUNY Bernard M Baruch College. Over 10 years, the projected totals are $507,488 vs $599,479 — a difference of $91,991.
How much does Psychology, General cost at each school?
Four-year in-state tuition is $33,600 at American Public University System and $29,856 at CUNY Bernard M Baruch College. Median debt at graduation is $27,550 vs $13,051. Both programs lead to the same Psychology, General career paths — the cost difference is the main factor in ROI.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034 (employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE. Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections. "Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI. Last updated 2025.