Program Analysis
First-year earnings of $30,278 track close to the $33,473 national median for Human Development & Family Studies programs. This is a middle-of-the-road outcome on salary alone.
At 8.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 33% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,000 debt-to-$30,278 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #129 out of 156 programs, Abilene Christian University-Undergraduate Online's financial outcomes for Human Development & Family Studies trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $30,278 to $43,121 shows 42% growth, reflecting steady but unremarkable salary progression.