Program Analysis
First-year earnings of $33,518 track close to the $32,219 national median for Biology programs. This is a middle-of-the-road outcome on salary alone.
The 12.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 40% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,764 debt-to-$33,518 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #486 out of 822 programs, Black Hills State University's financial outcomes for Biology trail the majority of peers. The value case depends on other factors.