Program Analysis
Graduates earn $35,312/yr, edging above the $32,219 national average for Biology — a modest premium that suggests solid regional demand.
The 16.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 40% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,000 debt-to-$35,312 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #280 out of 822 programs, California State University-Monterey Bay's Biology offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $35,312 to $45,572 shows 29% growth, reflecting steady but unremarkable salary progression.