Program Analysis
First-year earnings of $44,344 at Capital University come in 21% above the national median of $36,554 for Social Work programs.
An earnings multiple of 2.9x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 24% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,625 debt-to-$44,344 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #191 out of 338 programs, Capital University's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $44,344 to $47,490 over five years (7% gain). This field may have a lower salary ceiling than high-growth professions.