Program Analysis
Concordia College at Moorhead's Teacher Education graduates start at $44,195/yr — above the $41,412 national average, though not by a wide margin.
The 4.0x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 30% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$44,195 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #353 out of 679 programs, Concordia College at Moorhead's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $44,195 to $46,688 over five years (6% gain). This field may have a lower salary ceiling than high-growth professions.