Program Analysis
First-year earnings of $40,593 at Concordia University-Saint Paul come in 21% above the national median of $33,473 for Human Development & Family Studies programs.
The 4.8x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 33% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,375 debt-to-$40,593 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
At #92 out of 156 programs, Concordia University-Saint Paul's financial outcomes for Human Development & Family Studies trail the majority of peers. The value case depends on other factors.