Program Analysis
Graduates earn $27,023/yr, roughly in line with the $31,705 national median for Psychology. The value proposition here depends on cost, not earnings.
The 4.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,125 debt-to-$27,023 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #864 out of 926 programs, Cumberland University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $27,023 to $43,079 over five years (59% increase) indicates that graduates in this field see meaningful salary progression.