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Business/Commerce, General at Empire State University

Saratoga Springs, NY · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $57,225/yr (19% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 19.2x earnings multiple (8.4x out-of-state)

Ranked #5 of 242 Business/Commerce, General programs Top 5%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$594K	$586K	$532K
Earnings Multiple (In-State)	19.5x	19.2x	17.4x
Earnings Multiple (Out-of-State)	8.5x	8.4x	7.6x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	78	77	72

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$30,520

Out-of-state: $70,160 (8.4x ROI)

4-Year Net Price (After Aid)

$44,588

-46% less than sticker · See by income

Median Debt at Graduation

$20,500

4.3 months of Year 1 earnings

Reported Earnings (5 Year)

$67,879

19% growth from Year 1

Program Analysis

At $57,225 per year, Business/Commerce, General graduates from Empire State University earn slightly above the $48,211 national median. The premium is real but not dramatic.

Every dollar of in-state tuition returns an estimated 19.2x in decade earnings — an exceptional ratio that places this among the highest-ROI Business/Commerce, General programs nationally.

Some AI exposure exists in Business/Commerce, General's typical career paths, with 46% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 10% gap from the optimistic case.

The median debt load of $20,500 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

At #5 of 242 nationally, this is a top-5% Business/Commerce, General program. Financial outcomes consistently outperform the vast majority of peers.

Five-year earnings of $67,879 are relatively flat compared to the $57,225 starting salary — typical of fields with stable but capped salary bands.

About Empire State University

serving 7,046 students in Saratoga Springs, NY.

See all programs and financial aid at Empire State University →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

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Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Business/Commerce, General at Empire State University?

This program scores 77/100 — placing it among the stronger programs for Business/Commerce, General nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.

Will AI replace Business/Commerce, General careers?

With 46% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $532,357 in decade earnings vs $594,406 in the optimistic case — a meaningful gap.

What makes Empire State University's Business/Commerce, General program stand out?

Ranked #5 of 242 programs nationally, Empire State University lands in the top 5%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →