Program Analysis
First-year earnings of $51,236 at Frostburg State University come in 24% above the national median of $41,412 for Teacher Education programs.
The 14.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 30% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
With first-year pay of $51,236 far exceeding the $19,938 median debt, the payback timeline is measured in months, not years.
A #63 ranking out of 679 Teacher Education programs nationally puts Frostburg State University in the top 10% — a strong but not elite position.