Program Analysis
At $39,850/yr, Teacher Education graduates from Gardner-Webb University land near the $41,412 national average — neither a standout nor a red flag.
The 3.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 30% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$39,850 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #574 out of 679 programs, Gardner-Webb University's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $39,850 to $43,354 over five years (9% gain). This field may have a lower salary ceiling than high-growth professions.