Program Analysis
First-year earnings of $25,060 place Grace College and Theological Seminary below the $31,976 national median for Pastoral Counseling — worth weighing against tuition and cost of living.
The 4.7x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 21% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,375 debt-to-$25,060 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #18 out of 22 programs, Grace College and Theological Seminary's financial outcomes for Pastoral Counseling trail the majority of peers. The value case depends on other factors.
Earnings growth from $25,060 to $50,451 over five years (101% increase) indicates that graduates in this field see meaningful salary progression.