Program Analysis
Hardin-Simmons University's Teacher Education graduates start at $48,334/yr — above the $41,690 national average, though not by a wide margin.
The 4.2x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 43% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,312 debt-to-$48,334 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #160 out of 348 programs, Hardin-Simmons University's Teacher Education offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $48,334 to $54,297 over five years (12% gain). This field may have a lower salary ceiling than high-growth professions.