Program Analysis
First-year earnings of $22,458 place Henderson State University below the $36,554 national median for Social Work — worth weighing against tuition and cost of living.
The 10.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the -3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $21,500 debt-to-$22,458 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #299 out of 338 programs, Henderson State University's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.