Business Administration at Howard Payne University

Brownwood, TX · Private nonprofit · Bachelor's Degree · Business Administration, Management and Operations
55 /100
DegreeOutlook Score (Base Case)
56
Optimistic
55
Base Case
49
Pessimistic
Earnings $47,047/yr (0% vs median)
AI Risk High (47% exposed)
Job Market Very Large (1,753,300 openings/yr)
ROI 4.1x earnings multiple
Ranked #837 of 1,169 Business Administration programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business Administration graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $550K $545K $500K
Earnings Multiple 4.1x 4.1x 3.8x
Probability of Field Employment 47% 43% 32%
DegreeOutlook Score 56 55 49

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$133,288
4-Year Net Price (After Aid)
$101,020
24% less than sticker · See by income
Median Debt at Graduation
$23,000
5.9 months of Year 1 earnings
Reported Earnings (5 Year)
$58,870
25% growth from Year 1

Program Analysis

First-year earnings of $47,047 track close to the $46,892 national median for Business Administration programs. This is a middle-of-the-road outcome on salary alone.

The 4.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 47% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

At $23,000 in median debt against $47,047 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #837 out of 1,169 programs, Howard Payne University's financial outcomes for Business Administration trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $47,047 to $58,870 shows 25% growth, reflecting steady but unremarkable salary progression.

About Howard Payne University

With a 68% acceptance rate, Howard Payne University is moderately selective, a compact campus enrolling 716 students in Brownwood, TX. With 42% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at Howard Payne University →

Top Career Paths

Chief executives $206,420/yr
Computer and information systems managers $171,200/yr
Architectural and engineering managers $167,740/yr
View all 42 career paths with salary ranges and AI risk →

Compare & Explore

Business Administration at Other Schools

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Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Howard Payne University's Business Administration program score?
A score of 55/100 reflects decent absolute metrics, but Howard Payne University trails the majority of Business Administration programs on relative rankings. Context matters more than the raw number.
How vulnerable is Business Administration to AI automation?
AI won't 'replace' Business Administration careers outright, but it is likely to reduce the number of job openings. We model 47% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →