Insurance at Illinois State University

Normal, IL · Public · Bachelor's Degree
64 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
65
Optimistic
64
Base Case
63
Pessimistic
Earnings $51,499/yr (-10% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 12.2x earnings multiple (7.0x out-of-state)
Ranked #11 of 20 Insurance programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $820K $784K $688K
Earnings Multiple (In-State) 12.8x 12.2x 10.7x
Earnings Multiple (Out-of-State) 7.3x 7.0x 6.1x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 65 64 63

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$64,084
Out-of-state: $112,344 (7.0x ROI)
4-Year Net Price (After Aid)
$75,984
-19% less than sticker · See by income
Median Debt at Graduation
$19,000
4.4 months of Year 1 earnings
Reported Earnings (5 Year)
$85,527
66% growth from Year 1

Program Analysis

Graduates earn $51,499/yr, roughly in line with the $57,397 national median for Insurance. The value proposition here depends on cost, not earnings.

The 12.2x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 52% task exposure — and the 16% scenario spread suggests disruption would dent but not destroy the earnings outlook.

With first-year pay of $51,499 far exceeding the $19,000 median debt, the payback timeline is measured in months, not years.

At #11 out of 20 programs, Illinois State University's financial outcomes for Insurance trail the majority of peers. The value case depends on other factors.

Earnings growth from $51,499 to $85,527 over five years (66% increase) indicates that graduates in this field see meaningful salary progression.

About Illinois State University

Illinois State University accepts 89% of applicants — an open-access institution by design, serving 18,414 students in Normal, IL.

See all programs and financial aid at Illinois State University →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Insurance at Other Schools

Other Majors at Illinois State University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Illinois State University's Insurance program score?
A score of 64/100 reflects decent absolute metrics, but Illinois State University trails the majority of Insurance programs on relative rankings. Context matters more than the raw number.
How vulnerable is Insurance to AI automation?
AI won't 'replace' Insurance careers outright, but it is likely to reduce the number of job openings. We model 52% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →