Program Analysis
First-year earnings of $35,235 track close to the $36,554 national median for Social Work programs. This is a middle-of-the-road outcome on salary alone.
The 3.6x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 24% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $21,000 debt-to-$35,235 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #296 out of 338 programs, Lancaster Bible College's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.