Program Analysis
First-year earnings of $28,299 track close to the $32,814 national median for Theological and Ministerial Studies programs. This is a middle-of-the-road outcome on salary alone.
At 6.7x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 28% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $17,151 debt-to-$28,299 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #16 out of 28 programs, Lincoln Christian University's financial outcomes for Theological and Ministerial Studies trail the majority of peers. The value case depends on other factors.