Psychology, General at Loyola University Maryland

Baltimore, MD · Private nonprofit · Bachelor's Degree
26 /100
DegreeOutlook Score (Base Case)
27
Optimistic
26
Base Case
26
Pessimistic
Earnings $26,103/yr (-18% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 3.1x earnings multiple
Ranked #786 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $706K $688K $604K
Earnings Multiple 3.2x 3.1x 2.7x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 27 26 26

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$221,920
4-Year Net Price (After Aid)
$118,532
47% less than sticker · See by income
Median Debt at Graduation
$27,000
12.4 months of Year 1 earnings
Reported Earnings (5 Year)
$65,554
151% growth from Year 1

Program Analysis

At $26,103 per year, Psychology, General graduates from Loyola University Maryland earn below the $31,705 national average. Lower costs or geographic factors may offset the earnings gap.

The 3.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 49% task exposure — and the 14% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $27,000 debt load exceeds a year of the $26,103 starting salary, suggesting a multi-year repayment window before graduates break even financially.

At #786 out of 926 programs, Loyola University Maryland's financial outcomes for Psychology, General trail the majority of peers. The value case depends on other factors.

Earnings growth from $26,103 to $65,554 over five years (151% increase) indicates that graduates in this field see meaningful salary progression.

About Loyola University Maryland

With 76% of applicants admitted, Loyola University Maryland prioritizes broad access, a smaller institution with 3,975 students in Baltimore, MD. The average net cost of $118,532 over four years represents a 47% discount from published tuition.

See all programs and financial aid at Loyola University Maryland →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology, General at Other Schools

Other Majors at Loyola University Maryland

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Loyola University Maryland's Psychology, General program score?
This program scores 26/100 — on the lower end for Psychology, General. Prospective students should carefully weigh costs against likely earnings.
Do Loyola University Maryland Psychology, General graduates earn enough to justify the loans?
The debt-to-income ratio of 1.0x suggests an extended repayment window. Whether it's 'worth it' depends on career trajectory, not just first-year pay.
How vulnerable is Psychology, General to AI automation?
AI won't 'replace' Psychology, General careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Why are Psychology, General earnings lower at Loyola University Maryland?
Lower starting pay at Loyola University Maryland may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →