Program Analysis
Graduates of Merrimack College's Biology program earn $41,506/yr in their first year — 29% above the $32,219 national median, a strong market signal for this institution.
An earnings multiple of 2.3x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 40% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$41,506 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #463 out of 822 programs, Merrimack College's financial outcomes for Biology trail the majority of peers. The value case depends on other factors.