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Business/Commerce, General at Midland University

Fremont, NE · Private nonprofit · Bachelor's Degree

DegreeOutlook Score (Base Case)

Optimistic

Base Case

Pessimistic

Earnings $44,021/yr (-9% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 3.2x earnings multiple

Ranked #224 of 242 Business/Commerce, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$513K	$511K	$476K
Earnings Multiple	3.2x	3.2x	3.0x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	49	48	44

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)

$161,080

4-Year Net Price (After Aid)

$96,916

40% less than sticker · See by income

Median Debt at Graduation

$26,000

7.1 months of Year 1 earnings

Reported Earnings (5 Year)

$51,843

18% growth from Year 1

Program Analysis

Graduates earn $44,021/yr, roughly in line with the $48,211 national median for Business/Commerce, General. The value proposition here depends on cost, not earnings.

The 3.2x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 46% task exposure — and the 7% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $26,000 debt-to-$44,021 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

At #224 out of 242 programs, Midland University's financial outcomes for Business/Commerce, General trail the majority of peers. The value case depends on other factors.

Earnings growth is modest: $44,021 to $51,843 over five years (18% gain). This field may have a lower salary ceiling than high-growth professions.

About Midland University

A 67% admission rate makes Midland University accessible to a wide range of qualified students, with a smaller student body of 1,191 in Fremont, NE. Financial aid reduces the effective four-year cost to $96,916 — 40% less than the list price.

See all programs and financial aid at Midland University →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

Other Majors at Midland University

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Midland University's Business/Commerce, General program score?

This program scores 48/100 — on the lower end for Business/Commerce, General. Prospective students should carefully weigh costs against likely earnings.

How vulnerable is Business/Commerce, General to AI automation?

AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →