Program Analysis
First-year earnings of $26,895 track close to the $28,116 national median for Music programs. This is a middle-of-the-road outcome on salary alone.
At 8.9x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 47% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,500 debt-to-$26,895 income ratio translates to about 12 months of earnings. Standard loan terms should handle this comfortably.
Ranked #117 out of 240 programs, Millersville University of Pennsylvania's Music offering sits in the upper half but doesn't break into the top tier.