Program Analysis
At $38,587 per year, Design and Applied Arts graduates from Minnesota State University Moorhead earn slightly above the $33,862 national median. The premium is real but not dramatic.
The 11.7x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 38% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,100 debt-to-$38,587 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
Ranked #82 out of 290 programs, Minnesota State University Moorhead's Design and Applied Arts offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $38,587 to $46,027 over five years (19% gain). This field may have a lower salary ceiling than high-growth professions.