Program Analysis
First-year earnings of $28,590 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.
The 3.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 12% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$28,590 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #760 out of 926 programs, Monmouth University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $28,590 to $58,640 over five years (105% increase) indicates that graduates in this field see meaningful salary progression.