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Business/Commerce, General at Montana State University Billings

Billings, MT · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $44,082/yr (-9% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 20.2x earnings multiple (6.3x out-of-state)

Ranked #47 of 242 Business/Commerce, General programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$546K	$541K	$499K
Earnings Multiple (In-State)	20.3x	20.2x	18.6x
Earnings Multiple (Out-of-State)	6.4x	6.3x	5.8x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	70	69	65

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$26,824

Out-of-state: $85,388 (6.3x ROI)

4-Year Net Price (After Aid)

$60,176

-124% less than sticker · See by income

Median Debt at Graduation

$17,503

4.8 months of Year 1 earnings

Reported Earnings (5 Year)

$57,075

29% growth from Year 1

Program Analysis

Montana State University Billings's Business/Commerce, General program produces graduates earning $44,082/yr — within striking distance of the $48,211 national average for this field.

With a 20.2x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 9% difference between AI scenarios reflects partial automation exposure. Some Business/Commerce, General career paths face displacement, but others in the field are more insulated.

Loan repayment is a non-issue here — $17,503 in median debt clears quickly against $44,082 in annual earnings.

Montana State University Billings ranks #47 among 242 Business/Commerce, General programs, placing it in the top 5% nationally by our financial outcomes measure.

A 29% earnings increase from $44,082 to $57,075 over five years is solid — not a moonshot, but evidence of normal career advancement.

About Montana State University Billings

a smaller institution with 2,710 students in Billings, MT.

See all programs and financial aid at Montana State University Billings →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

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Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 69/100 DegreeOutlook Score mean for Business/Commerce, General at Montana State University Billings?

At 69/100, Montana State University Billings's Business/Commerce, General program delivers middling returns. School cost and personal fit become important decision factors.

Should I worry about AI if I study Business/Commerce, General at Montana State University Billings?

The 46% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Is Montana State University Billings one of the best schools for Business/Commerce, General?

Among 242 Business/Commerce, General programs, Montana State University Billings's #47 position reflects consistently above-average results across earnings, ROI, and employment probability.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →