Psychology, General at Montclair State University

Montclair, NJ · Public · Bachelor's Degree
40 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
41
Optimistic
40
Base Case
39
Pessimistic
Earnings $33,432/yr (5% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 9.3x earnings multiple (5.7x out-of-state)
Ranked #250 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $551K $546K $502K
Earnings Multiple (In-State) 9.3x 9.3x 8.5x
Earnings Multiple (Out-of-State) 5.7x 5.7x 5.2x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 41 40 39

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$59,064
Out-of-state: $96,504 (5.7x ROI)
4-Year Net Price (After Aid)
$56,636
4% less than sticker · See by income
Median Debt at Graduation
$20,500
7.4 months of Year 1 earnings
Reported Earnings (5 Year)
$53,923
61% growth from Year 1

Program Analysis

Graduates earn $33,432/yr, edging above the $31,705 national average for Psychology, General — a modest premium that suggests solid regional demand.

The earnings-to-cost ratio of 9.3x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Psychology, General's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 9% gap from the optimistic case.

Median debt of $20,500 represents roughly 7 months of the $33,432 starting salary — a manageable burden by most borrower standards.

At #250 of 926 Psychology, General programs, Montclair State University scores above the median — competitive but not a standout.

Five-year earnings of $53,923 show a 61% jump from the $33,432 starting point — strong upward trajectory suggesting real career acceleration.

About Montclair State University

Montclair State University has a 87% acceptance rate, making it broadly accessible, enrolling 17,677 students in Montclair, NJ. With 44% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at Montclair State University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology, General at Other Schools

Other Majors at Montclair State University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology, General at Montclair State University?
A score of 40/100 indicates below-average financial outcomes for Psychology, General. Earnings, ROI, or AI risk factors are pulling the score down.
Will AI replace Psychology, General careers?
With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $501,985 in decade earnings vs $551,398 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →