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Business/Commerce, General at Murray State University

Murray, KY · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $37,285/yr (-23% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 12.7x earnings multiple (6.3x out-of-state)

Ranked #205 of 242 Business/Commerce, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$493K	$493K	$463K
Earnings Multiple (In-State)	12.7x	12.7x	11.9x
Earnings Multiple (Out-of-State)	6.3x	6.3x	6.0x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	55	54	51

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$38,832

Out-of-state: $77,808 (6.3x ROI)

4-Year Net Price (After Aid)

$36,484

6% less than sticker · See by income

Median Debt at Graduation

$17,500

5.6 months of Year 1 earnings

Reported Earnings (5 Year)

$47,257

27% growth from Year 1

Program Analysis

First-year earnings of $37,285 place Murray State University below the $48,211 national median for Business/Commerce, General — worth weighing against tuition and cost of living.

The 12.7x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.

With first-year pay of $37,285 far exceeding the $17,500 median debt, the payback timeline is measured in months, not years.

At #205 out of 242 programs, Murray State University's financial outcomes for Business/Commerce, General trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $37,285 to $47,257 shows 27% growth, reflecting steady but unremarkable salary progression.

About Murray State University

Murray State University accepts 86% of applicants — an open-access institution by design, enrolling 6,646 students in Murray, KY.

See all programs and financial aid at Murray State University →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Murray State University's Business/Commerce, General program score?

A score of 54/100 reflects decent absolute metrics, but Murray State University trails the majority of Business/Commerce, General programs on relative rankings. Context matters more than the raw number.

How vulnerable is Business/Commerce, General to AI automation?

AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.

Why are Business/Commerce, General earnings lower at Murray State University?

Lower starting pay at Murray State University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →