Psychology at New Jersey City University

Jersey City, NJ · Public · Bachelor's Degree · Psychology, General
32 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
33
Optimistic
32
Base Case
32
Pessimistic
Earnings $28,969/yr (-9% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 9.1x earnings multiple (5.1x out-of-state)
Ranked #556 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $511K $509K $475K
Earnings Multiple (In-State) 9.1x 9.1x 8.5x
Earnings Multiple (Out-of-State) 5.1x 5.1x 4.8x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 33 32 32

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$55,884
Out-of-state: $99,552 (5.1x ROI)
4-Year Net Price (After Aid)
$46,928
16% less than sticker · See by income
Median Debt at Graduation
$18,500
7.7 months of Year 1 earnings
Reported Earnings (5 Year)
$46,864
62% growth from Year 1

Program Analysis

New Jersey City University's Psychology program produces graduates earning $28,969/yr — within striking distance of the $31,705 national average for this field.

The earnings-to-cost ratio of 9.1x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 7% gap from the optimistic case.

Median debt of $18,500 represents roughly 8 months of the $28,969 starting salary — a manageable burden by most borrower standards.

Ranked #556 of 926 Psychology programs, New Jersey City University falls below the median. Stronger options exist, though cost and location may compensate.

Five-year earnings of $46,864 show a 62% jump from the $28,969 starting point — strong upward trajectory suggesting real career acceleration.

About New Jersey City University

A 89% acceptance rate means New Jersey City University is accessible to most applicants, a smaller institution with 4,076 students in Jersey City, NJ. With 52% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at New Jersey City University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at New Jersey City University

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology at New Jersey City University?
A score of 32/100 indicates below-average financial outcomes for Psychology. Earnings, ROI, or AI risk factors are pulling the score down.
Will AI replace Psychology careers?
With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $475,085 in decade earnings vs $510,827 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →