Program Analysis
Northern Illinois University's Human Services, General graduates start at $29,062/yr, trailing the $37,292 national average by 22%. The program's value hinges on affordability.
The 10.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 26% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$29,062 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #61 out of 84 programs, Northern Illinois University's financial outcomes for Human Services, General trail the majority of peers. The value case depends on other factors.
Earnings growth from $29,062 to $46,762 over five years (61% increase) indicates that graduates in this field see meaningful salary progression.