Program Analysis
First-year earnings of $29,879 track close to the $33,816 national median for Clinical, Counseling and Applied Psychology programs. This is a middle-of-the-road outcome on salary alone.
The 3.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 42% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,250 debt-to-$29,879 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #50 out of 59 programs, Oklahoma Baptist University's financial outcomes for Clinical, Counseling and Applied Psychology trail the majority of peers. The value case depends on other factors.