Program Analysis
First-year earnings of $34,930 at Pacific University come in 10% above the national median of $31,705 for Psychology programs.
An earnings multiple of 2.5x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 49% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,372 debt-to-$34,930 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #693 out of 926 programs, Pacific University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $34,930 to $53,506 over five years (53% increase) indicates that graduates in this field see meaningful salary progression.