Program Analysis
First-year earnings of $39,936 at Rutgers University-New Brunswick come in 9% above the national median of $36,554 for Social Work programs.
At 7.9x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 24% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,692 debt-to-$39,936 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #112 out of 338 programs, Rutgers University-New Brunswick's Social Work offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $39,936 to $53,428 shows 34% growth, reflecting steady but unremarkable salary progression.