Program Analysis
Rutgers University-Newark's Social Work graduates start at $39,936/yr — above the $36,554 national average, though not by a wide margin.
At 8.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 24% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,692 debt-to-$39,936 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #113 out of 338 programs, Rutgers University-Newark's Social Work offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $39,936 to $53,428 shows 34% growth, reflecting steady but unremarkable salary progression.