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Business/Commerce, General at Saginaw Valley State University

University Center, MI · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $37,424/yr (-22% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 11.1x earnings multiple (4.7x out-of-state)

Ranked #194 of 242 Business/Commerce, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$546K	$541K	$499K
Earnings Multiple (In-State)	11.1x	11.1x	10.2x
Earnings Multiple (Out-of-State)	4.7x	4.7x	4.3x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	57	56	53

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$48,960

Out-of-state: $115,008 (4.7x ROI)

4-Year Net Price (After Aid)

$58,328

-19% less than sticker · See by income

Median Debt at Graduation

$28,000

9.0 months of Year 1 earnings

Reported Earnings (5 Year)

$55,038

47% growth from Year 1

Program Analysis

Starting salaries of $37,424/yr fall 22% below the $48,211 national median for Business/Commerce, General. The financial case depends heavily on whether tuition compensates.

Every dollar of in-state tuition returns an estimated 11.1x in decade earnings — an exceptional ratio that places this among the highest-ROI Business/Commerce, General programs nationally.

Some AI exposure exists in Business/Commerce, General's typical career paths, with 46% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 9% gap from the optimistic case.

Median debt of $28,000 represents roughly 9 months of the $37,424 starting salary — a manageable burden by most borrower standards.

Ranked #194 of 242 Business/Commerce, General programs, Saginaw Valley State University falls below the median. Stronger options exist, though cost and location may compensate.

Earnings grow from $37,424 to $55,038 over five years — a 47% increase that's moderate and in line with typical career progression.

About Saginaw Valley State University

Saginaw Valley State University has a 73% acceptance rate, making it broadly accessible, with a mid-sized student body of 6,004 in University Center, MI.

See all programs and financial aid at Saginaw Valley State University →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Business/Commerce, General at Saginaw Valley State University?

This program scores 56/100 — a respectable number in isolation, but it ranks in the bottom half of Business/Commerce, General programs nationally. The field is competitive, and stronger options exist.

Will AI replace Business/Commerce, General careers?

With 46% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $499,077 in decade earnings vs $545,683 in the optimistic case — a meaningful gap.

Can you still earn well with Business/Commerce, General from Saginaw Valley State University?

First-year earnings trail the national median, but starting salary isn't the full picture. Regional cost of living, career trajectory, and tuition cost all factor in. Check the five-year earnings data when available.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →