Finance and Financial Management Services at Saginaw Valley State University

University Center, MI · Public · Bachelor's Degree
74 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
75
Optimistic
74
Base Case
72
Pessimistic
Earnings $46,284/yr (-16% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 14.6x earnings multiple (6.2x out-of-state)
Ranked #189 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $745K $714K $629K
Earnings Multiple (In-State) 15.2x 14.6x 12.8x
Earnings Multiple (Out-of-State) 6.5x 6.2x 5.5x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 75 74 72

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$48,960
Out-of-state: $115,008 (6.2x ROI)
4-Year Net Price (After Aid)
$58,328
-19% less than sticker · See by income
Median Debt at Graduation
$18,300
4.7 months of Year 1 earnings
Reported Earnings (5 Year)
$75,671
63% growth from Year 1

Program Analysis

Saginaw Valley State University's Finance and Financial Management Services graduates start at $46,284/yr, trailing the $55,340 national average by 16%. The program's value hinges on affordability.

Every dollar of in-state tuition returns an estimated 14.6x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 16% gap from the optimistic case.

Loan repayment is a non-issue here — $18,300 in median debt clears quickly against $46,284 in annual earnings.

At #189 of 431 Finance and Financial Management Services programs, Saginaw Valley State University scores above the median — competitive but not a standout.

Five-year earnings of $75,671 show a 63% jump from the $46,284 starting point — strong upward trajectory suggesting real career acceleration.

About Saginaw Valley State University

A 73% acceptance rate means Saginaw Valley State University is accessible to most applicants, with a mid-sized student body of 6,004 in University Center, MI.

See all programs and financial aid at Saginaw Valley State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Saginaw Valley State University?
This program scores 74/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $629,093 in decade earnings vs $744,783 in the optimistic case — a meaningful gap.
Can you still earn well with Finance and Financial Management Services from Saginaw Valley State University?
First-year earnings trail the national median, but starting salary isn't the full picture. Regional cost of living, career trajectory, and tuition cost all factor in. Check the five-year earnings data when available.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →