Program Analysis
Graduates earn $38,503/yr, edging above the $36,554 national average for Social Work — a modest premium that suggests solid regional demand.
The 11.2x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $29,750 debt-to-$38,503 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
Ranked #88 out of 338 programs, Saginaw Valley State University's Social Work offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $38,503 to $53,518 shows 39% growth, reflecting steady but unremarkable salary progression.