Program Analysis
First-year earnings of $28,145 track close to the $30,427 national median for English programs. This is a middle-of-the-road outcome on salary alone.
The 11.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 61% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $16,325 debt-to-$28,145 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #332 out of 493 programs, Saint Cloud State University's financial outcomes for English trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $28,145 to $38,235 shows 36% growth, reflecting steady but unremarkable salary progression.