Psychology at Saint Elizabeth University

Morristown, NJ · Private nonprofit · Bachelor's Degree · Psychology, General
20 /100
DegreeOutlook Score (Base Case)
21
Optimistic
20
Base Case
19
Pessimistic
Earnings $22,040/yr (-30% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 3.5x earnings multiple
Ranked #921 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $499K $498K $467K
Earnings Multiple 3.5x 3.5x 3.2x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 21 20 19

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$143,768
4-Year Net Price (After Aid)
$71,796
50% less than sticker · See by income
Median Debt at Graduation
$25,000
13.6 months of Year 1 earnings
Reported Earnings (5 Year)
$41,947
90% growth from Year 1

Program Analysis

First-year earnings of $22,040 place Saint Elizabeth University below the $31,705 national median for Psychology — worth weighing against tuition and cost of living.

The 3.5x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 49% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $25,000 debt load exceeds a year of the $22,040 starting salary, suggesting a multi-year repayment window before graduates break even financially.

At #921 out of 926 programs, Saint Elizabeth University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.

Earnings growth from $22,040 to $41,947 over five years (90% increase) indicates that graduates in this field see meaningful salary progression.

About Saint Elizabeth University

Saint Elizabeth University accepts 77% of applicants — an open-access institution by design, a compact campus enrolling 636 students in Morristown, NJ. 54% of students receive Pell Grants, indicating strong socioeconomic diversity. After financial aid, the average student pays $71,796 over four years — 50% below sticker price.

See all programs and financial aid at Saint Elizabeth University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at Saint Elizabeth University

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Saint Elizabeth University's Psychology program score?
This program scores 20/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
Do Saint Elizabeth University Psychology graduates earn enough to justify the loans?
The debt-to-income ratio of 1.1x suggests an extended repayment window. Whether it's 'worth it' depends on career trajectory, not just first-year pay.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Why are Psychology earnings lower at Saint Elizabeth University?
Lower starting pay at Saint Elizabeth University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
How affordable is Psychology at Saint Elizabeth University after financial aid?
Sticker price is $143,768, but the average net cost is $71,796 — a 50% discount. For students who qualify for aid, this program is considerably more affordable than it appears.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →