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Insurance at Saint Joseph's University

Philadelphia, PA · Private nonprofit · Bachelor's Degree
61 /100
DegreeOutlook Score (Base Case)
62
Optimistic
61
Base Case
59
Pessimistic
Earnings $66,523/yr (16% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 4.2x earnings multiple
Ranked #13 of 20 Insurance programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $905K $860K $745K
Earnings Multiple 4.4x 4.2x 3.6x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 62 61 59

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$205,360
4-Year Net Price (After Aid)
$141,948
31% less than sticker · See by income
Median Debt at Graduation
$21,500
3.9 months of Year 1 earnings
Reported Earnings (5 Year)
$99,980
50% growth from Year 1

Program Analysis

Graduates earn $66,523/yr, edging above the $57,397 national average for Insurance — a modest premium that suggests solid regional demand.

An earnings multiple of 4.2x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.

Some AI exposure exists in Insurance's typical career paths, with 52% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 18% gap from the optimistic case.

At $21,500 in median debt against $66,523 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

Ranked #13 of 20 Insurance programs, Saint Joseph's University falls below the median. Stronger options exist, though cost and location may compensate.

Five-year earnings of $99,980 show a 50% jump from the $66,523 starting point — strong upward trajectory suggesting real career acceleration.

About Saint Joseph's University

Saint Joseph's University has a 86% acceptance rate, making it broadly accessible, a smaller institution with 4,742 students in Philadelphia, PA. The average net cost of $141,948 over four years represents a 31% discount from published tuition.

See all programs and financial aid at Saint Joseph's University →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 20 schools offering Insurance →

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Temple University ($66,080) University of Georgia ($64,131) University of South Carolina-Columbia ($63,417) Florida State University ($61,071) University of North Texas ($59,022) Georgia State University ($57,949)

Other Majors at Saint Joseph's University

Accounting and Related Services ($69,807) Finance and Financial Management Services ($66,072) Management Sciences and Quantitative Methods ($65,627) Computer Science ($62,647) Human Resources Management and Services ($58,528) Pharmacy, Pharmaceutical Sciences, and Administration ($57,889) Specialized Sales, Merchandising and Marketing Operations ($56,794) International Business ($55,473)

Consider the Trade Route?

Compare Insurance trade programs on TradeSchoolWorth →

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Insurance at Saint Joseph's University?
This program scores 61/100 — a respectable number in isolation, but it ranks in the bottom half of Insurance programs nationally. The field is competitive, and stronger options exist.
Will AI replace Insurance careers?
With 52% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $744,699 in decade earnings vs $905,497 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →