Program Analysis
First-year earnings of $36,327 at Saint Michael's College come in 13% above the national median of $32,219 for Biology programs.
An earnings multiple of 2.8x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 40% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,697 debt-to-$36,327 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #641 out of 822 programs, Saint Michael's College's financial outcomes for Biology trail the majority of peers. The value case depends on other factors.
Earnings growth from $36,327 to $57,135 over five years (57% increase) indicates that graduates in this field see meaningful salary progression.