Program Analysis
First-year earnings of $32,290 track close to the $37,292 national median for Human Services, General programs. This is a middle-of-the-road outcome on salary alone.
The 3.8x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 26% task exposure — and the 1% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,041 debt-to-$32,290 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #81 out of 84 programs, Southern Wesleyan University's financial outcomes for Human Services, General trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $32,290 to $37,793 over five years (17% gain). This field may have a lower salary ceiling than high-growth professions.