Finance and Financial Management Services at Southwest Minnesota State University

Marshall, MN · Public · Bachelor's Degree
72 /100
DegreeOutlook Score (Base Case)
73
Optimistic
72
Base Case
70
Pessimistic
Earnings $47,734/yr (-14% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 14.4x earnings multiple
Ranked #228 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $607K $593K $541K
Earnings Multiple 14.7x 14.4x 13.1x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 73 72 70

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$41,216
4-Year Net Price (After Aid)
$59,040
-43% less than sticker · See by income
Median Debt at Graduation
$21,500
5.4 months of Year 1 earnings
Reported Earnings (5 Year)
$62,403
31% growth from Year 1

Program Analysis

Southwest Minnesota State University's Finance and Financial Management Services program produces graduates earning $47,734/yr — within striking distance of the $55,340 national average for this field.

The 14.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.

Loan repayment is a non-issue here — $21,500 in median debt clears quickly against $47,734 in annual earnings.

At #228 out of 431 programs, Southwest Minnesota State University's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $47,734 to $62,403 shows 31% growth, reflecting steady but unremarkable salary progression.

About Southwest Minnesota State University

Southwest Minnesota State University's 69% acceptance rate reflects moderate selectivity, a compact campus enrolling 2,045 students in Marshall, MN.

See all programs and financial aid at Southwest Minnesota State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at Southwest Minnesota State University

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Southwest Minnesota State University's Finance and Financial Management Services program score?
A score of 72/100 reflects decent absolute metrics, but Southwest Minnesota State University trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →