Business at Spalding University

Louisville, KY · Private nonprofit · Bachelor's Degree · Business/Commerce, General
57 /100
DegreeOutlook Score (Base Case)
57
Optimistic
57
Base Case
52
Pessimistic
Earnings $47,596/yr (-1% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 4.8x earnings multiple
Ranked #181 of 242 Business/Commerce, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $538K $535K $494K
Earnings Multiple 4.8x 4.8x 4.4x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 57 57 52

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$111,400
4-Year Net Price (After Aid)
$97,056
13% less than sticker · See by income
Median Debt at Graduation
$29,208
7.4 months of Year 1 earnings
Reported Earnings (5 Year)
$56,799
19% growth from Year 1

Program Analysis

Graduates earn $47,596/yr, roughly in line with the $48,211 national median for Business. The value proposition here depends on cost, not earnings.

The 4.8x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 46% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $29,208 debt-to-$47,596 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

At #181 out of 242 programs, Spalding University's financial outcomes for Business trail the majority of peers. The value case depends on other factors.

Earnings growth is modest: $47,596 to $56,799 over five years (19% gain). This field may have a lower salary ceiling than high-growth professions.

About Spalding University

Spalding University accepts 99% of applicants — an open-access institution by design, a smaller institution with 597 students in Louisville, KY.

See all programs and financial aid at Spalding University →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

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Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Spalding University's Business program score?
A score of 57/100 reflects decent absolute metrics, but Spalding University trails the majority of Business programs on relative rankings. Context matters more than the raw number.
How vulnerable is Business to AI automation?
AI won't 'replace' Business careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →