Program Analysis
Graduates earn $47,596/yr, roughly in line with the $48,211 national median for Business/Commerce, General. The value proposition here depends on cost, not earnings.
The 4.8x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 46% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $29,208 debt-to-$47,596 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #181 out of 242 programs, Spalding University's financial outcomes for Business/Commerce, General trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $47,596 to $56,799 over five years (19% gain). This field may have a lower salary ceiling than high-growth professions.