Program Analysis
Spalding University's Fine and Studio Arts graduates start at $14,940/yr, trailing the $25,391 national average by 41%. The program's value hinges on affordability.
The 3.3x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 36% task exposure — and the -0% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt load exceeds a year of the $14,940 starting salary, suggesting a multi-year repayment window before graduates break even financially.
At #350 out of 385 programs, Spalding University's financial outcomes for Fine and Studio Arts trail the majority of peers. The value case depends on other factors.