Psychology, General at Spalding University

Louisville, KY · Private nonprofit · Bachelor's Degree
36 /100
DegreeOutlook Score (Base Case)
37
Optimistic
36
Base Case
33
Pessimistic
Earnings $40,262/yr (27% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 4.1x earnings multiple
Ranked #393 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $457K $460K $439K
Earnings Multiple 4.1x 4.1x 3.9x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 37 36 33

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$111,400
4-Year Net Price (After Aid)
$97,056
13% less than sticker · See by income
Median Debt at Graduation
$28,250
8.4 months of Year 1 earnings
Reported Earnings (5 Year)
$41,998
4% growth from Year 1

Program Analysis

First-year earnings of $40,262 put Spalding University's Psychology, General program 27% above the national median of $31,705 — one of the higher-earning programs in this field.

An earnings multiple of 4.1x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.

Some AI exposure exists in Psychology, General's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 4% gap from the optimistic case.

Median debt of $28,250 represents roughly 8 months of the $40,262 starting salary — a manageable burden by most borrower standards.

At #393 of 926 Psychology, General programs, Spalding University scores above the median — competitive but not a standout.

Five-year earnings of $41,998 are relatively flat compared to the $40,262 starting salary — typical of fields with stable but capped salary bands.

About Spalding University

Spalding University accepts 99% of applicants — an open-access institution by design, a smaller institution with 597 students in Louisville, KY.

See all programs and financial aid at Spalding University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology, General at Other Schools

Other Majors at Spalding University

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology, General at Spalding University?
A score of 36/100 indicates below-average financial outcomes for Psychology, General. Earnings, ROI, or AI risk factors are pulling the score down.
Will AI replace Psychology, General careers?
With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $439,091 in decade earnings vs $456,548 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →