Program Analysis
First-year earnings of $29,343 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.
The 4.6x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,674 debt-to-$29,343 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #667 out of 926 programs, Spelman College's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $29,343 to $52,163 over five years (78% increase) indicates that graduates in this field see meaningful salary progression.