Program Analysis
First-year earnings of $39,071 at Spring Arbor University come in 7% above the national median of $36,554 for Social Work programs.
The 3.9x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 24% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$39,071 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #247 out of 338 programs, Spring Arbor University's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $39,071 to $48,947 shows 25% growth, reflecting steady but unremarkable salary progression.