Insurance at St. John's University-New York

Queens, NY · Private nonprofit · Bachelor's Degree
61 /100
DegreeOutlook Score (Base Case)
62
Optimistic
61
Base Case
59
Pessimistic
Earnings $70,752/yr (23% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 4.0x earnings multiple
Ranked #12 of 20 Insurance programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $847K $808K $705K
Earnings Multiple 4.2x 4.0x 3.5x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 62 61 59

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$200,440
4-Year Net Price (After Aid)
$107,940
46% less than sticker · See by income
Median Debt at Graduation
$24,072
4.1 months of Year 1 earnings
Reported Earnings (5 Year)
$95,246
35% growth from Year 1

Program Analysis

St. John's University-New York's Insurance graduates start at $70,752/yr — above the $57,397 national average, though not by a wide margin.

An earnings multiple of 4.0x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.

Some AI exposure exists in Insurance's typical career paths, with 52% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 17% gap from the optimistic case.

Loan repayment is a non-issue here — $24,072 in median debt clears quickly against $70,752 in annual earnings.

Ranked #12 of 20 Insurance programs, St. John's University-New York falls below the median. Stronger options exist, though cost and location may compensate.

Earnings grow from $70,752 to $95,246 over five years — a 35% increase that's moderate and in line with typical career progression.

About St. John's University-New York

A 80% acceptance rate means St. John's University-New York is accessible to most applicants, enrolling 9,742 students in Queens, NY. After financial aid, the average student pays $107,940 over four years — 46% below sticker price.

See all programs and financial aid at St. John's University-New York →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Insurance at Other Schools

Other Majors at St. John's University-New York

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Insurance at St. John's University-New York?
This program scores 61/100 — a respectable number in isolation, but it ranks in the bottom half of Insurance programs nationally. The field is competitive, and stronger options exist.
Will AI replace Insurance careers?
With 52% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $705,202 in decade earnings vs $846,515 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →